A failing roof isn't optional to fix — and cost shouldn't stop you. Firewheel partners with Acorn Finance to offer flexible monthly payment plans for every service, from roof replacement to HVAC — payments as low as $99/month. Pre-qualify in minutes with no hard credit pull.
Make Roofs Great Again.From your first call to approved financing — the whole process takes minutes, not days. No hard credit pull means checking your options costs you nothing.
Call or submit online. Firewheel inspects your home and provides a written, itemized estimate for the project. Know your exact number before you apply.
A single application through Acorn Finance reaches multiple lenders simultaneously. Takes about 2 minutes. Uses a soft credit inquiry — no impact on your credit score.
See actual loan offers from multiple lenders — rates, terms, and monthly payments — all in one place. Choose the option that fits your budget best, or decline with zero consequences.
Once you accept an offer, Firewheel schedules your project — often within 24–48 hours. Your home gets fixed. You pay monthly. Done.
Checking your financing options through Acorn Finance does not affect your credit score. See your real offers before committing to anything.
No minimum project size. Every service Firewheel offers is eligible for financing — individually or bundled.
Shingle, metal, tile or flat. Typically the largest single project — and the most common reason homeowners use financing.
Service Details →AC, heat pump, furnace, or full system replacement. A failed AC in DFW summer isn't a luxury — financing gets you cool fast.
Service Details →Cedar, chain link, wrought iron, custom gates. Finance the full replacement alongside your roof for a bundled monthly payment.
Service Details →Seamless gutters with guards. Often bundled with roof replacement — finance the total project on one monthly payment.
Service Details →Full home exterior repaint. Bundle with roof replacement for maximum discount and spread the combined project cost monthly.
Service Details →Roof + gutters + fencing + paint — bundle multiple services into one financed project. Qualify for a multi-service discount on the total.
Get Bundle Estimate →Acorn Finance offers multiple loan term options. Shorter terms mean lower total interest. Longer terms mean lower monthly payments. Choose what fits your budget.
Estimated monthly payments based on typical project costs. Actual rates vary by applicant. These are illustrations only — see your real offers in minutes.
* Estimates based on ~8.99% APR example. Your actual rate depends on creditworthiness. Check your real offers — no credit impact.
Pay off fastest. Lowest total interest. Best if budget allows higher monthly payments.
Best balance of monthly payment and total interest. The most common choice for mid-range projects.
Lowest monthly payment. Ideal for larger projects where keeping payments manageable matters most.
Acorn Finance connects you with a network of vetted lenders through a single application. One form. Multiple real offers. No obligation to accept any of them.
Checking your options through Acorn Finance uses a soft inquiry that does not appear on your credit report and does not affect your score. A hard pull only happens if you accept and finalize a loan.
One application simultaneously reaches multiple lending partners. You see real, competing offers — not a single take-it-or-leave-it rate. Competition between lenders works in your favor.
Traditional financing applications take days or weeks. Acorn Finance's automated process delivers pre-qualification results in 60 seconds to a few minutes. Most same-day approvals.
Name, address, income, and the project amount. That's it. No stacks of paperwork, no bank visits, no waiting on hold. The application fits on a single screen.
If you don't like what you see — or if your insurance claim covers more than expected — you decline the offers with zero consequences. Firewheel never requires financing to proceed.
Firewheel Roofing is not a lender. Financing provided by Acorn Finance and its lending partners. All credit decisions are made by the individual lender. Rates and terms vary based on creditworthiness and lender criteria. Subject to lender approval.
For storm-damaged roofs, insurance almost always beats financing. Here's how to think about it — and how to combine both when needed.
Financing doesn't slow your project down. Here's the complete timeline from first call to finished roof — with financing included.
Call, text, or fill the form. Real person answers. Inspection scheduled immediately.
⏱ 2 minCertified inspector assesses your home, reviews insurance if applicable, provides written estimate same day.
⏱ 60–90 minSubmit the 2-minute Acorn Finance application. See real offers from multiple lenders. No credit impact to check.
⏱ 2–5 minAccept the financing offer that works for you. Firewheel schedules installation — often next-day or within 48 hours.
⏱ same dayYour roof, HVAC, gutters or fence installed by Firewheel's crew. Pay your first monthly payment later.
⏱ 1–5 daysThis starts the Acorn Finance pre-qualification — no hard credit pull, no obligation. You'll see real offers from multiple lenders in minutes.
Fill this out and a Firewheel team member will connect you with the Acorn Finance application for your project amount — along with your free estimate if you haven't had one yet.
Our 18-year-old roof needed replacing and we didn't have $12,000 sitting around. The Acorn Finance process was genuinely easy — two minutes to apply, multiple offers back almost immediately, and a 60-month plan that fits our budget comfortably. New roof installed within the week. Zero stress.
Our AC died on a Thursday in July. I was worried we'd have to wait weeks and live in a sweltering house. Firewheel had us pre-qualified through Acorn Finance same day, and a new Carrier system was installed by Saturday. The monthly payment is manageable and the house has been cool all summer. Life-changing, honestly.
I used insurance for the roof and financing to cover my deductible and add new gutters to the project. Firewheel helped me think through the combination — insurance covers the main project, finance covers the gap. Ended up with a new roof AND new gutters for $180/month. Smart approach I wouldn't have thought of myself.
Have more questions? We answer the phone. Real people, real answers.
Check your financing options in 2 minutes with no credit impact. Pre-qualify, see real offers, and get your project scheduled — often within 24 hours of approval.
Make Roofs Great Again.